Patriot Funding Debt Consolidation Reviews

Ask any prudent man or woman he or she would most certainly mention that it always makes much better sense to stay away from borrowing any form. While this is an idealistic situation in a perfect world, this may always not happen in a real life environment. We are today living in uncertain situations where businesses are sinking and jobs are getting lost by the thousands. Hence, in such a situation we end up borrowing through credit cards, and other such easy avenues of finance.

However, within a short period of time, we find that we are stuck in a plethora of high cost debt. Our interest liabilities start mounting and we often are faced with the risk of being sucked in a debt trap. What do we do when we are faced with such a situation? The immediate way forward is to try to consolidate all the high cost borrowing and go in for a single loan. A single loan can be managed better. However, we need to identify the right debt consolidation service provider. There are many such service providers and professionals in the market.

Each one of them may be unique and may have their own pros and cons. Our effort is to focus on a service provider by the name Patriot Funding Debt Consolidation. This article could be referred to as impartial and factual reviews. This has been based on various inputs from some quality PATRIOT FUNDING DEBT CONSOLIDATION REVIEWS. We believe that it will help the readers and other prospective stakeholders to have a realistic idea about this service provider.

WHAT DO THEY OFFER?

If you look around and do your research, you will be able to come across dozens of such debt consolidation consultants and service providers. Therefore, you may be tempted to ask the question as to what is so different about Patriot Funding Debt Consolidation. The company has been set up with some well laid objectives and principles. They offer much more than counseling on debt consolidation. They seem to be sincerely concerned about borrowers who are stuck with high interest rates. They are willing to help these borrowers to turn a new leaf in their lives. They have a record of helping many stressed-out borrowers by cutting their bills and interest on borrowing by as much as 50%. Further, they can help make things easier for borrowers by consolidating all loans and merging them into one loan. This makes management easier and of course cheaper.

WHAT KIND OF SERVICES DO THEY OFFER

As mentioned above, the main role of Patriot is to offer counseling and then take things forward to help borrowers to consolidate their debts and bring it under one single loan. They have the right experience, expertise and wherewithal to take up the various cases on behalf of their clients and then take it with various lenders and try to work out the best deal for the clients.

They are experts when it comes to consolidating high cost credit card loans and then converting it into more affordable personal loans and other forms of unsecured credit in most of the cases. If the clients are in a position to offer security for their borrowings, Patriot Funding Debt Consolidation will be able to offer much lower interest rates. They also can take up genuine cases of their clients to various lenders and find out ways to write off a part of the credit card and other high cost outstanding. This could help in significantly bringing down the pressure for the clients and help them to breathe easier.

THEY ALSO COULD HELP IMPROVE THE CREDIT RATING

Contrary to popular belief, there have been many instances where this service provider has been able to positively impact the credit rating of their clients. They have been able to work out mutually acceptable debt consolidation plans. These plans are a win-win situation both for the financial institutions and of course for the borrowers. The borrowers are happy because they have a repayment plan that is more in line with their comfort levels.

These borrowers are ready to take all the trouble to honor their monthly EMI commitments because they know that it will help in improving their credit ratings significantly over a period of time. There have been many instances where they have been able to improve the credit rating of scores of borrowers. These borrowers without the support and help of these wonderful debt consolidation plans from Patriot Funding, may have slipped into default. This certainly would have wrecked the borrowers’ credit record and may have pushed it into a no-return stage.

PERSONAL CARE & ATTENTION

These borrowers also are considered different from others because of the personal attention and care that they offer to these stressed out borrowers. They treat them with empathy and care. Patriot Funding Debt Consolidation ensures that the borrowers have a single point contact whom they can contact to take things forward. This makes things quite easy for the borrowers. They explain the entire concept of debt consolidation in a language that is understood by the borrowers. In case they feel that the consolidation will not work to their favor, they make it clear to the borrowers instead of beating around the bush.

REASONABLE FEES

Another reason why they are preferred over others is because they offer their services for a reasonable fee. The fee structure is transparent and it is informed to the borrowers well in advance.

PROS

· An experienced debt consolidation service provider.

· Contacts with some of the best lenders and other influencers.

· Run by professionals who know their job well.

· Offer various options to borrowers keeping their needs in mind.

· Help in strengthening the credit score and credit record of borrowers.

· Offer consolidation even for reasonably small amounts of loans.

· Personalized services.

CONS

· A few instances of failed deals have been reported.

· The fees that they charge, according to a few customers may be slightly on the higher side.

THE FINAL WORD

If you are looking for a time-tested, proven, reliable and trustworthy debt consolidation service provider, there are enough reasons to believe that Patriot Funding Debt Consolidation could be one of the good choices. Their experience, expertise and their ability to customize the consolidation programs based on customer needs and requirements, sets them apart from the rest of the crowd. Their track record is also quite impressive and they have been able to turn around the lives of thousands of harassed and stressed out borrowers who may have been sitting on a mountain of high-interest debts.