Premier Debt Help Reviews

While staying away from debt is perhaps the best way forward, it seldom happens that way. Almost a major chunk of the eligible population have some forms of debt or others. While most of them go in for housing loans or mortgage loans, there are others who are into auto loans, personal loans and of course credit cards. You can come across thousands of men and women who have quite a number of credit cards. While having unavoidable debt may be a good idea, quite often we tend to go overboard and end up in a big mess. Under such circumstances, there is no other option but to go in for debt consolidation. This is a complicated process and not many people may be aware of it. Hence, they have to fall back for help from reputed debt help companies and services providers.

While there are many such debt help companies out there in the market place, in this article, in this article we will have a look at the one such service provider by the name Primary Debt Help. The article is based on various reliable and reputed PREMIER DEBT HELP REVIEWS. We believe that the review will help the readers to have a better understanding of this service provider.

SOME BASIC DETAILS ABOUT PREMIER DEBT

As mentioned above, Premier Debt Help is into Debt settlement assistance. They directly negotiate with various lenders on behalf of their clients and offer the best possible rates to them. They handle different types of individual debts. They include medical bills, credit cards, lines or credit and unsecured personal loans, business debts and repossessions and collections.

WHY THEY ARE A GOOD CHOICE?

Premier Debt Help is perhaps in a good position to have a clear understanding about the debt burdens that many Americans suffer from. Their debt settlement services are focused towards reducing the pain and suffering of these borrowers. The good thing about Premier Debt Help is that they are available in 50 states.

They are also known to provide individual attention to the customers who are looking for a decent debt consolidation to help them reduce interest burden significantly. They assign a specific staff member to work with the clients and also the lenders. They are mostly successful in negotiating a settlement by reducing the amount of debt owed by the borrowers.

They also refrain from charging upfront fees because of the federal rules that bar collection of such upfront charges by debt consolidation and debt help companies. They operate within the laws of the land and this is what makes them quite reliable and trustworthy. They help the debtor to set up a third party escrow account. This account will be used for depositing the funds that will be used for negotiating a debt. The same account will also be used for paying off the creditors and also for paying the fees for Premier Debt Help for the services that they render.

WHAT IS THE FEES?

Premier Debt Help charges around 20% as their fees. This fee is calculated on the total amount of debt that is being settled. They are transparent in their fee structure. It would also not be out of place to mention here that the company seems to be genuinely concerned in helping clients to get relief from the interest burden. They have helped many clients to settle debts quite satisfactorily and in many cases 50% of the debts have been waived off and this certainly is a big takeaway as far as the clients are concerned.

HISTORY OF THE COMPANY

The company was founded many years ago by an attorney. Over the years, the Premier Debt Help has been able to understand and comprehend the complications and difficulties associated with debts accumulated by customers. Because of their expertise and experience, they are able to extract client-specific debt settlements. They also have the right influence that is necessary for getting the job done. Their track record of positive debt negotiation results is quite impressive and they also are known for doing the job within a reasonable period of time. Hence, it would not be out of place to mention here that they debtors believe that they get what they are expecting from these Debt Consolidation Help providers. They also offer a money back guarantee in case the results are not forthcoming. However, the amount charged by the bank is deducted from the refundable amount.

MINIMUM UNSECURED DEBT

Premier Debt Help offers debt consolidation services from various lenders if the clients have debts of at least $7,500. This compares well with many similar service providers because many such companies work only with those clients who have a minimum of $10,000 as debt.

OTHER SERVICES OFFERED BY THEM

Premier Debt Help is also known to offer free advice and consultation with an experienced and qualified debt relief professional. The consultation is quite informative and the client will be able to know the entire debt settlement process. The benefits of the debt consolidation plan that is being proposed by Premier Debt Help will be explained to the clients in detail. In case debt consolidation is not the best solution, this service provider politely and openly tells about it to the clients instead of misguiding them or giving them false hopes.

Hence when all the above points are taken into account, there are enough reasons to believe that Premier Debt Help could be a good choice for all those borrowers who are looking for an honorable and logical way to get out of a debt trap.

PROS

· Experienced with the right expertise.

· They operate in 50 countries.

· Their charges are reasonably at 20% of the overall debt.

· They are one of the few who offer money back guarantee.

· They are counted as one of the best debt settlement and debt consolidation service providers in the country.

CONS

· While the above are positive takeaways as far as Premier Debt Help is concerned, there could be others who also may be offering the same services.

· They are not a part of the AFCC or American Fair Credit Council.

· Their claim that they have certification from reputed institutions may perhaps not be backed by reality.

THE FINAL WORD

When we look at the various kinds of services offered by Premier Debt Help, there are many reasons to believe that they are capable of offering the best possible debt consolidation programs. This could lead to lessening of interest burden for the clients and set them on the way to freedom from loans. While there are some issues with regard to accreditation from renowned institutions, these are minor hiccups when one looks at the overall track record and performance of Premier Debt Help.